Buying a home is an exciting process but as we know, it is not without cost.
Aside from seller’s assistance where the seller pays a portion of the closing costs
on your new home, you may need additional assistance in order to make your
goal of ownership a reality. This is where first time home buyer programs save the day.
What qualifies you as a first time home buyer?
It’s simple: you must not have owned a home in the last 3 years.
Here are a few programs to assist you in purchasing your home:
NACA: NACA is a GREAT down payment assistance program.
Home buyers benefit from no fees, no down payment, no closing costs, and no points.
Home buyers must fall in NACA’s wage base and purchase within the areas NACA serves.
For more information, visit their website by clicking here: www.naca.com
*Note the good news: You need not be a first time home buyer for this program.
The Georgia Dream Program:
Offers $5,000 down payment assistance to qualified first time home buyers.
Are you military, public protection worker, disabled, healthcare worker or an educator? If so, you may qualify for $7,500 down payment assistance.
For more information, visit their website by clicking here: The Georgia Dream Program
Gwinnett County Homestretch Program:
Qualified home buyers may receive up to $7,500 when purchasing a home in Gwinnett County.
For more information, visit their website by clicking here: Homestretch Program
Don’t meet the first time home buyer qualifications or want to purchase new? No problem. I’m great at negotiating closing cost assistance with builders. Contact me to see how you can get $5,000+ in upgrades and closing cost assistance from Georgia’s premier builders.